XRP XRP
#5$1.28+2.0% 24hMarket cap $79.3B24h volume $1.37B
Overview
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Best flexible rates
- MEXC up to 5.0%
- WEEX up to 3.0%
- BingX up to 1.0%
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Active launchpools
No active launchpools with XRP right now
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Next unlock
No scheduled unlocks
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Exchanges with this coin
WhiteBIT
MEXC
WEEX
Bybit
BingX
Bitunix
Bitget
Gate
OKX
Binance
KuCoinAbout XRP
- Market cap
- $79.3B
- #5 on the market
- Volume 24h
- $1.37B
- 1.7% of market cap
- Circulating
- 63.4B XRP
- 63.4% of max
- All-time high
- $3.65
- 17 Jul 2025 · −64.9% from ATH
- All-time low
- $0.00269
- 21 May 2014
- Type
- Layer 1
- Smart contract platform
- Smart Contract Platform
- Layer 1 (L1)
- XRP Ledger Ecosystem
- Made in USA
Website ↗ · Explorer ↗ · X ↗ · GitHub ↗ · Whitepaper ↗
On Polarly: flexible rates up to 5.0% on 8 exchanges, fixed up to 17.3%; 2 launchpools in 12 months
Project description
XRP is a decentralized digital asset and the native token of the XRP Ledger, a Layer 1 blockchain designed for high-performance global payments. Its primary value proposition is offering a fast, cost-effective alternative to traditional banking systems by enabling near-instant cross-border settlements that finalize in three to five seconds. By serving as a neutral bridge asset between different fiat currencies, it helps financial institutions lower liquidity costs and eliminates the need for pre-funded accounts.
Read more
The network is unique because it utilizes a federated consensus protocol instead of energy-intensive mining or staking. This system achieves deterministic finality through a Unique Node List of trusted validators who must reach an eighty percent agreement threshold to permanently record transactions. This infrastructure supports a sustained throughput of 1,500 transactions per second and includes a built-in decentralized exchange that allows for the automated trading of any tokenized asset without intermediaries.
The project traces its origins back to 2004 with Ryan Fugger before being co-founded in its modern form by Jed McCaleb and Chris Larsen. The company, now known as Ripple, works with major financial institutions as partners and investors to build global payment solutions. To protect the network from spam, a small amount of XRP is burned during every transaction, and the token is further utilized by institutions as collateral to access traditional markets and manage digital asset infrastructure.
Institutional adoption of the asset reached a major milestone in November 2025 when the SEC approved the first wave of spot XRP ETFs. These products, offered by major issuers including Bitwise, Grayscale, 21Shares, Canary Capital, and Franklin Templeton, are now listed on prominent exchanges like the NYSE Arca, Nasdaq, and Cboe BZX. While Ripple remains a key contributor to the ecosystem, the underlying XRP Ledger continues to operate as an open-source and…
Source: CoinGecko
Earn on XRP (18)
Flexible rates · 8
The effective rate for your amount is in the Polarly app's calculator. Partner link.
Open in the appQuestions and answers
- What is the best Earn rate for XRP?
- The best flexible rate is up to 5.0% on MEXC: you can withdraw at any time.
- What is the fixed-term Earn rate for XRP?
- The highest is 17.3% on WhiteBIT, term 1080 d; the funds are locked until the end of the term.
- Which exchanges let you stake XRP?
- 18 products on 9 exchanges: MEXC, WEEX, BingX, Bybit, Bitunix, Bitget, Gate, OKX, WhiteBIT.
- What is XRP (XRP)?
- XRP is a decentralized digital asset and the native token of the XRP Ledger, a Layer 1 blockchain designed for high-performance global payments. Categories: Smart Contract Platform, Layer 1 (L1), FTX Holdings, Pantera Capital Portfolio, Andreessen Horowitz (a16z) Portfolio, XRP Ledger Ecosystem, GMCI 30 Index, Blockchain Capital Portfolio, GMCI Index, Made in USA, Coinbase 50 Index.
- How many XRP are there and what is the maximum supply?
- 63.4B XRP are in circulation out of a maximum of 100B (63.4%).
- What is the all-time high price of XRP?
- $3.65 (17 Jul 2025). This is a historical value, not the current price. The price is now $1.28, 64.9% below the high.
