Methodology

Where the data comes from

Polarly collects data from the public pages and APIs of the exchanges: Earn from 11 exchanges (Bybit, Bitget, Binance, Gate, BingX, MEXC, OKX, KuCoin, WhiteBIT, Bitunix, WEEX), launchpools from 8 exchanges. Coin prices and market caps come from CoinGecko. We do not connect to exchanges with users' API keys and have no access to anyone's funds.

Reference data about the exchanges (year founded, headquarters, fees) is entered by hand; the date of the last check is always shown next to it.

APY and APR

APY (annual percentage yield) is shown for Earn products as the exchange publishes it — a yearly percentage. APR is shown for launchpools: an estimate of the annual yield from the distribution of new tokens, based on the current total stake and the token price. A launchpool's APR changes during the pool and can be very high at the start; values above 1000% are shown as “>1000%”.

No rate on the site is a promise of income. An exchange can change a rate at any time, and the actual result depends on the amount, the term and the conditions of the particular exchange.

Tiers

Many Earn products have tiers: a high rate applies only to a small amount, and the rest earns a lower one. For such products we show the range of the exchange's tier rates — from the lowest to the highest, for example “0.3% ~ 7.0%”; in compact lists, “up to 7.0%”. The best rate and the order in the tables are set by the top of the range. The effective rate for a specific amount, the limits and the minimum amounts are shown in the Polarly app.

The table of the best rates for top coins includes only flexible products whose rate has held for at least a day. This filters out short spikes.

Promotional rates and audiences

Some exchange offers are available only to new users, to participants of particular campaigns or in certain regions. If we cannot show honestly who exactly will get a rate, the product is left out of the general catalog. Products with a time-limited promotional period are marked “promo”.

Updates

The data is updated automatically several times an hour; the time of the last update is shown on every page with data (Kyiv time). If a source has not been updated for longer than usual, the page shows the warning “Data may be out of date” — rates and pools are not hidden in that case.

Partner links

Links to exchanges on the site, in the Polarly app and in our Telegram channel are partner links where we have a partnership with the exchange: if you sign up or open a product through such a link, the exchange may pay Polarly a reward. The exchange's conditions for you do not change. A partnership does not affect the rates, the order in the tables or which products we show: rows are sorted by rate, market cap or date, and the products of all 11 exchanges enter the catalog by the same rules. A partner link on a page is labeled “Partner link”.

Partner exchanges on the site now: Bybit, Bitget, Binance, Gate, BingX, MEXC, OKX, KuCoin, WhiteBIT, Bitunix.